Get your cash flowing
Lopay's simple, low-fee payment solution gives service businesses and sole-proprietors more control over their money.
Join thousands of other service professionals praising Lopay...
Control your costs, boost your profits
Earn more with lower fees
No more confusing fees or high percentages! Keep more of your cash with our low processing fees. Take control of the rate you pay and withdraw funds to your bank whenever you need. Lopay doesn’t just help you run your business, but empowers you to lead it on your own terms.
Pick what you pay & when you get paid
With Lopay, you decide the fees you pay on transactions and when your payouts arrive in your bank.
Essential
1.99% + 10c per transaction
Designed for those just starting out or working part-time. Enjoy reliable deposits of your earnings into the bank every Thursday. Plus for every spent $100 with the Lopay card you’ll pay no fees on $10. Reward T&Cs apply.
Standard
2.45% + 10c per transaction
Best for those focussed on efficiency and savings. Complete work today, and the money will be in your bank tomorrow. Plus for every spent $100 with the Lopay card you’ll pay no fees on $50. Reward T&Cs apply.
Instant to bank
2.95% + 10c per transaction
Ideal for those who need quick cash flow. Enjoy instant payouts directly to your bank, available 24/7—weekends and bank holidays included.
Choose from multiple ways to get paid, fast
Tap to Pay
Close a sale with just a tap to impress your clients with a super simple checkout. Accept contactless payments directly from your phone — no card reader needed!
No upfront fee
Card reader
Take payments with a familiar, reliable card reader. These are affordable, compact and user-friendly to accept chip & PIN and contactless card payments on the go.
$24 upfront fee + $4.99 postage & packaging
Payment Links
Send links via text, WhatsApp or email to quickly & securely take payments from anywhere. You can turn a link into a subscription for recurring customer payments.
No upfront fee
Instantly access your money and get rewarded
Spend smarter, save more
Get offers at Walmart, CSV, Grub Hub and more*. Use the free Lopay Expense & Rewards card to spend your earnings and reduce your transaction fees. So, for every $100 spent on the card, you'll pay no fees on your next $50 on the Standard Account and $10 on the Essential Account. Reward T&Cs apply.
*Offers subject to availability. See in app for the latest deals.
Stay on top of your business
Smart tipping
Boost your chances of getting a tip with Lopay. Smart tipping automatically prompts customers to tip an appropriate amount.
Financial reports
Spend less time worrying about cash flow. Get an instant overview of your finances with easy-to-understand sales reports.
Accounting tools
Seamlessly track all transactions and make bookkeeping a dream with automatic sync to Quickbooks & Xero.
Secure payments, powered by Stripe
Our robust safety features help build trust with your clients, ensuring a secure transaction environment.
Lopay uses the power and security of Stripe which processed $1 trillion in total payment volume in 2023 alone and is PCI compliant, so you know your payments with customers are in safe hands.
Our friendly support team are here to help
You can ask us anything via the chat icon in the app or refer to the step-by-step guides and FAQs in our Support Centre.
Alternatively, get in touch on support@lopay.com or +1 320 377 3741. We’re here to help.
Ready to give it a try?
Take a look around the app to see what Lopay can do for your business! Our quick set-up let's you start accepting payments in minutes!
Think your friend would love Lopay?
Refer a friend to Lopay and each get no fees on $1000 of transactions after signing up.
