Rewards card in left hand and in right hand an iPhone featuring the card screen within the app

Instant access to your money with Expense & Rewards Card

Got an unexpected expense? Take away the stress with instant access to your money and make waiting for payouts a thing of the past.

Expense & Rewards card

With Essential and Standard Accounts, get instant access to your earnings with the Lopay Expense & Rewards Card.

Card feature in the Lopay app with man spending on the card in-store

Manage your money all in one place

Track your earnings and expenses all in one place giving you visibility, peace of mind and total control of your money.

No more waiting for payday

As independent entrepreneurs and small business owners, you shouldn’t be shackled to a payday. With the Lopay Expense & Rewards card, we give you instant access to your money to help with all those pesky, unexpected expenses.

Get rewarded every time you spend

Every time you use our Expense & Rewards Card, we’ll reduce the fees you pay on customer transactions! So, spend $100 on the Expense & Rewards Card, and you’ll get no fees on the next $50 of transactions when on the Standard Account or $10 if you’re on the Essential Account. Rewards T&Cs apply.

See your fees reduce and savings grow

Watch your savings grow right from within the Lopay app. We’ll help you keep track of the savings you’ve already made, and those to come and share helpful tips on how to get no fees on even more transactions.

Get all this and more

Lopay gives you all you need to manage your in-goings and out-goings securely alongside 24/7 world-class, PCI-level protection over your money via Stripe.

Virtual and physical card in the app

Card types

A virtual or physical card, you decide! We have card types no matter how you want to pay.

Add to apple wallet button in the app

Digital wallets

Add your card with ease to Apple Wallet on iOS or Google Wallet on Android.

Expenses

Add receipts, categories and notes to any payment you make.

Spend reports and card activity in the app

Spend reports

Track your spending with downloadable reports and extensive filters.

Security features within the app

Security

Keep your money safe and secure with PIN and FaceID.

Freeze your card and report a lost, stolen or replace a card in the app

Freeze your card

It’s quick to freeze your card and report a lost or stolen card within the app.

Ready to give it a try?

Take a look around the app to see what Lopay can do for your business!

Frequently asked questions

  • Each time you take a payment via Lopay, your funds will be instantly available to spend via your Lopay Card. You can use your Lopay card to make purchases online, or in person via contactless payments, as well as Chip & Pin payments if you order a physical card.

    Every time you spend on your Lopay card, online or instore, you will earn free payment processing. This means more transactions with zero fees!

  • The Expense and Rewards card comes with our Essential and Standard Accounts.

  • When you upgrade to a Lopay Rewards Card Account, a virtual card will be added to your Lopay app. This means you can start using your card straight away by adding it to your Google Wallet or Apple Wallet and making contactless payments with your phone.