Reduce your fees with Lopay Rewards

Get rewarded with no fees on transactions and save even more with our low cost payment app.

Save smarter

Whether you’re referring a friend to Lopay, engaging in Rewards Offers, or spending on your Lopay Expense & Rewards Card, discover all the ways you can save on fees with Lopay.

Transparent fees, honest savings

We’re passionate about supporting small businesses. That’s why we work with you to help reduce your fees. So, however, you want to earn no fees on transactions, we’ll help you keep track of your fees and savings.

Barber styling a client's hair in a salon, with a phone showing a virtual Lopay rewards Visa card and options like 'Add to Apple Wallet and Google Wallet' on the screen.

Get even smarter savings with Lopay Expense & Rewards Card

Get instant access to your money on our Standard & Essential Accounts and reduce your fees when you spend on the card. So, if you spend $100 on the card, you get no fees on your next $50 of transactions with the Standard Account - or the next $10 with the Essential Account. Rewards T&Cs apply.

Spend with the brands you love

We know times are tough for many small businesses right now. With bills and supplies skyrocketing, we’ve got offers on the brands you love. Not only that, every time you purchase an offer through Lopay, we’ll reward you with no fees on transactions.

Get no fees for you and a friend

It’s quick and easy to share the savings with Lopay. Simply refer a friend from within the app and you’ll both earn no fees on $1,000 of transactions - helping them get started and you to keep saving. Rewards T&Cs apply.

*Offers are subject to availability. Rewards Ts&Cs apply. See in app for the latest deals.

Phone showing a Lopay rewards Visa card and options like 'Add to Apple Wallet and Google Wallet'.

Lopay Expense & Rewards Card

Once you’ve set up your Essential or Standard account, you can get instant access to your money and earn rewards every time you spend. Add your card to your Apple Wallet and you won’t need to wait for a physical card.

  • As independent entrepreneurs and small business owners, you shouldn’t be shackled to a payday. With the Lopay Expense & Rewards card, we give you instant access to your money to help with all those pesky, unexpected expenses.

  • Add receipts, categories and notes to any payment you make.

  • Every time you use our Expense & Rewards Card, we’ll reduce the fees you pay on customer transactions! So, spend $100 on the Expense & Rewards Card, and you’ll get no fees on the next $50 of transactions when on the Standard Account or $10 if you’re on the Essential Account. Rewards T&Cs apply.

Ready to give it a try?

Take a look around the app to see what Lopay can do for your business!