Take fast, reliable payments with Lopay

Get more control, more rewards, and instant access to the money you earn.

Join Lopay for as little as 1.99% + $0.10

Save time and money with low-cost fees and reliable technology

Boost your business with Lopay

Discover why businesses are switching to Lopay

Fast and secure payments

Take payments with our Card Reader or with Tap to Pay using just your phone. No matter how you want to take payments, we’ll keep your customers coming back for more.

Take payments for just 1.99% + $0.10

Start earning more with every sale you make. Save and get instant access to your money from just 1.99% + $0.10 with our Essential Account, or upgrade for more rewards*, flexibility, and faster payouts.

Instant access to the money you earn

You shouldn’t have to wait to get your money. Instant, Next Day, Weekly, or Monthly, you decide. Our range of flexible payout schedules and our instant access Expense and Rewards card always keep you in control. Switch to a simple, flexible solution that grows with you.

More than just payments

Whether you need a Point of Sale, Team management, Expense & Rewards card or Reports, or just want to take payments, we’ve got a whole host of features to help your business grow.

Choose your device

Simply choose how you want to take payment and we’ll help you get set up and take payments in no time at all.

Logos for Google Pay, Apple Pay, Visa, Master card and Amex showing supported payment methods of Lopay.

Card Reader

Take payments wherever your business takes you.

✓ Compact Bluetooth card reader

✓ Handy for on-the-go payments

Upfront fee of $24* + $4.99 postage & packaging

Transaction fees apply.

Tap to Pay

Turn your smartphone into a card reader for quick in-person payments.

✓ No card reader needed

✓ Available on iOS and Android

No upfront fee

Transaction fee +8c

*$24 + $4.99 P&P for your first card reader when ordered through the Lopay app. $49 via our online store or subsequent card readers.

iphone android showing a completed Visa contactless payment via lopay android ios app with confirmation checkmark.

The Lopay Rewards Card

Once you’ve set up your Essential or Standard account, you can get instant access to your money and earn rewards every time you spend. Add your card to your Apple Wallet to get started straight away.

  • As independent entrepreneurs and small business owners, you shouldn’t be shackled to a payday. With the Lopay Expense & Rewards card, we give you instant access to your money to help with all those pesky, unexpected expenses.

  • Add receipts, categories, and notes to any payment you make.

  • Every time you use our Expense & Rewards Card, we’ll reduce the fees you pay on customer transactions! So, spend $100 on the Expense & Rewards Card, and you’ll get no fees on the next $50 of transactions when on the Standard Account or $10 if you’re on the Essential Account.

    Rewards T&Cs apply.

Ready to give it a try?

Take a look around the app to see what Lopay can do for your business!